Terms of Use

Effective Date: 7/6/2023

Welcome to Apna Policy Guru (“Website”), owned and operated by Kakade Group (“Company,” “we,” “our,” or “us”). By accessing or using our website https://apnapolicyguru.kakadegroup.in/ (“Website”), you agree to comply with and be bound by the following Terms of Use. If you do not agree to these terms, please do not use our Website.


1. Acceptance of Terms

By using our Website, you agree to these Terms of Use, our Privacy Policy, and any other legal notices published on our Website.

2. Services Offered

We provide information and assistance regarding health insurance, life insurance, mutual funds, and investment services. Our services are subject to availability, and we reserve the right to modify, suspend, or discontinue any part of the Website without prior notice.

3. User Responsibilities

  • You must be at least 18 years old to use our Website.

  • You agree to provide accurate, complete, and updated information when required.

  • You shall not misuse, copy, modify, or distribute content from our Website without permission.

  • You shall not engage in any unlawful activity or violate any applicable laws while using the Website.

4. Intellectual Property

All content, including text, graphics, logos, and images, is the property of Kakade Group and protected by applicable intellectual property laws. Unauthorized use of any content is strictly prohibited.

5. Third-Party Links

Our Website may contain links to third-party websites for informational purposes. We are not responsible for the content, accuracy, or policies of these external websites.

6. Disclaimers and Limitation of Liability

  • The information on this Website is for general guidance and should not be considered professional advice.

  • We do not guarantee the accuracy, completeness, or reliability of any content on the Website.

  • We are not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our Website.

7. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

8. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion if you violate these Terms of Use.

9. Changes to Terms

We may update these Terms of Use at any time. Continued use of the Website after changes means you accept the revised terms.

10. Governing Law

These Terms shall be governed by and interpreted under the laws of India. Any disputes shall be subject to the jurisdiction of courts in Mumbai, India.

11. Contact Us

If you have any questions regarding these Terms of Use, you can contact us at:

Kakade Group
Email: kakadegroups@gmail.com
Phone: 8169920370